Banking

Consumer Credit

Guided by the principles of understanding client needs, timeliness, value and clear advice, Donovan Oates Hannaford aims to be the legal partner of choice for regional authorised deposit-taking institutions and other lenders.

The scope of such regulation is increasing year on year with business and investment lending coming within the regulatory net. The federal government’s National Consumer Credit Protection Reforms has heralded a major change from state based regulation. ASIC has now become the chief regulator of consumer credit lending.

Regulation and prescription has meant lenders and brokers need advisers with a thorough understanding of the technical and the commercial aspects of regulation and the ability to deal confidently with regulators.

With over 20 years of experience in retail banking and finance Donovan Oates Hannaford offers a strong knowledge of the regulatory framework, plus an understanding of the commercial context in which lenders operate.

Click here to contact us on a no obligation basis to discuss your needs.